Vivid. Let’s build your
financial story.

Everyone has a financial story; Vivid finds yours. By bringing your financial accounts, data, patterns, and goals into one place Vivid helps ensure your financial story has a fulfilling and happy ending. Vivid opens soon — be first in.

Join the waitlistSee How It Works

Vivid has read-only access to your finances, and can’t move your money.

Vivid dashboard showing focus areas and the next move
Daily analysis of your finances

In just five minutes, Vivid can give you a clear view of your financial past, present, and future.

Vivid learns from your past to help with your future.

Vivid connects checking, cards, loans, investments, and retirement accounts from thousands of institutions, then assembles a personalized view of your finances: where your money’s been and where it stands today and, ultimately, where you might be headed long term.

A personalized, insightful financial guide.

Ask Vivid anything, anytime: dig into a strange charge, compare this month to last, think through a decision. But this isn’t some chatbot with a spreadsheet. Vivid knows how your finances behave, what you’re committed to, and what you’re working toward, so every goal, question, and transaction search brings you a clear view of your money.

Vivid focuses you on what’s important now.

Vivid reviews your cashflow, debt, and savings health continuously, then focuses you on the area that needs you first. As that focus area strengthens, Vivid helps you move on to the next: cashflow, paying down high-interest debt or emergency savings, then long-term wealth for retirement. Finances can be complex. Your action plan shouldn’t be.

Step by step, Vivid is there to help you on your way.

Imagine you’re carrying $8,500 on a card at 21.9%. That’s ~$155 a month in interest alone you’re paying. Vivid helps you commit to plans with monthly, step by step targets and projected payoff dates, then monitors payments so it can make adjustments when a balance or rate shifts, keeping you informed along the way. Each month you get a succinct review of your progress and recommendations for the next sprint.

Your first year of Vivid?

Vivid makes a difference within the first few minutes, and it keeps on going. Here’s what your first year with Vivid might look like.

Today

Connect accounts and get assessed.

Vivid connects to more than 12,000 financial institutions, which means in just a few minutes you can have most of your data imported and ready to go. Anything not accessible online (like home ownership, etc.) can be manually entered.

One month from now

Review the month and spot the trends.

After a month of Vivid, you’ll have a monthly review, suggestions on how to improve your current focus area (cashflow, debt, savings, retirement), and plenty of spending trends to review, like recurring subscriptions you may not use.

First quarter

Know your patterns and what to prioritize.

After a few months of Vivid, you’ll be more knowledgeable of your personal financial patterns; from spending and savings, to how you might prioritize debt payments rather than interest payments on those growing credit card balances.

First year

Reach solid footing and see the long view.

A full year of Vivid? You’ll have a clear understanding of core personal financial skills and how they apply to your specific financial scenario. A year of Vivid’s forecasting means solid footing and more accurate views of how your long term financial story will continue to unfold.

FAQ

Is my data safe?
Vivid connects to your accounts through the same regulated account-connection services used across the industry, with read-only access. Vivid can see your balances and transactions; it can’t move money or make changes at your bank. Your data lives in an isolated, purpose-built system. It’s never sold, never used for advertising, and never mixed into a general-purpose AI service.
Is this a budgeting app?
No. There are no envelopes, no category homework, no daily check-in you’ll feel guilty about skipping. Vivid watches your accounts, tells you the one thing to focus on, and coaches you through it. The labor that budgeting apps assign to you is the part Vivid automates.
Is Vivid a financial advisor?
No. Vivid is a coaching and guidance product. It doesn’t provide regulated financial advice, doesn’t manage your investments, and never takes custody of your money. What it does is different: it reads where you stand, helps you commit to a next move, and stays accountable to whether it worked.
Why not just use a free app, or a general AI assistant?
Both are good at answering the question you ask. Neither watches your accounts overnight, holds the plan you committed to, notices when it drifts, or shows you at the end of the month whether it worked. Vivid is built for the follow-through, not just the answer.
What does it cost?
$9 a month, billed annually at $108. Before that, 30 days free with no credit card required. It is a flat subscription: no success fees, no upsells, no ads, and no tier that unlocks the useful parts later.
How does Vivid make money?
One flat relationship. No success fees on savings Vivid “finds” you. No free dashboard funneling you to a sales call. No ads, and your data is never the product. Vivid does well when you renew, which only happens if your money is actually in better shape.
I’m behind on my finances. Is this going to make me feel worse?
It’s designed for the opposite, deliberately. Vivid diagnoses and moves forward. It doesn’t judge, lecture, or dwell. Feeling behind is common, and wherever you’re starting from, there’s a first move. Vivid’s job is to find it.
What accounts can I connect?
Checking, savings, credit cards, loans, and investment or retirement accounts, from thousands of banks and institutions. Accounts you can’t connect can be added manually.

Ready to see your financial story?
Be first in when Vivid opens.

Join the waitlist →